Insurance Companies
- Life Insurance
Genworth
TransAmerica - Health Insurance
Humana
Assurant - Final Expense Insurance
Foresters
Americo - Annuities
Forethought
AIG - Disability Insurance
Aflac
Illinois Mutual - Long Term Care Insurance
United of Omaha
MetLife - Dental & Vision
SafeGuard
Tegric - Employee Benefits
Aflac
Illinois Mutual - These are a few of the over 40 companies that we represent for you!
Florida Life Insurance
- Florida Wealth Protection Plan
- CD's or Annuities?
- Final Expense Planer
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You can have your current policies reviewed to make sure they are still providing you with the adequate coverage you need!
Florida Affordable Insurance
We work with over 40 different insurance company licensed to issue insurance in the state of Florida.
We represent you, period!
We shop for you. We deliver to you. You are our client and you deserve the
highest level of financial protection for the future of you and your loved ones. By working
with multiple insurance companies you can be assured we will find you a plan that
meets your needs, goals and budget.
There is never any cost or obligation for our services. We do not engage in any high-pressure sales tactics and since we represent you, we will not make any recommendations that are not in your best interest.
The next step is yours. Every situation is unique. All we need is 15 minutes of your time. We are here to assist you throughout the state of Florida by phone, email or in person. We will make the proper recommendations and present you with a complete personalized proposal and insurance quote at zero cost to you.
"Focus &
Innovation For Your Future".
So do not hesitate, give us a call, you
will be glad you did.
- LIFE INSURANCE
- Whole Life
- A basic type of permanent life insurance that, as long as the premiums are paid, can cover the policy holder over the course of their entire life.
- Universal Life
- Life insurance that allows the holder to vary the amount and timing of premiums, and to change the death benefit.
- Term Life
- A form of life insurance that covers the insured person for a certain period of time, the term that is specified in the policy.
- Term Life w/ Return of Premium
- A form of life insurance that covers the insured person for a certain period of time, the term that is specified in the policy. But unlike a traditional term life policy at the end of the term all your premium is returned to you. Plus, it also builds a cash value during the life of the policy that you can barrow against.
- Mortgage Protection Insurance
- Can be a whole life policy, universal life policy but most often is a term policy for the length of the mortgage term, usually purchased by the homeowner to pay off the mortgage in the event of their death.
- Guaranteed Issue Life
- Is a good fit for elderly seniors or those that have serious health issues that are unable to be approved for a conventional life policy and may be the only way to acquire coverage.
- Final Expense Burial Insurance
- To pay for the funeral & burial along with any other expenses that me be incurred.
- Childrens Life Insurance
- Humana’s Junior Estate Builder life insurance protects your child or grandchild, now and in the future, by establishing financial security that lasts a lifetime.
- Business Buy-Sell Agreement
- An insured buy-sell agreement (agreement funded with life insurance on the participating owner's lives) is often recommended by business succession.
- Business Key Employee Insurance
- Key person insurance is to indemnify a business firm for the loss of earnings brought about by the death of a key officer or other employee.
- Group Life
- is term insurance covering a group of people, usually employees of a company or members of a union or association.
- HEALTH INSURANCE
- Humana Health Insurance
- Innovative health insurance products offering consumer affordable health plans to individuals and families.
- Assurant Health Insurance
- Innovative health insurance products offering consumer affordable health plans to individuals and families.
- Avalon Health Insurance
- Innovative health insurance products offering consumer affordable health plans to individuals and families.
- World Health Insurance
- Innovative health insurance products offering consumer affordable health plans to individuals and families.
- Health Savings Accounts (HSA)
- Innovative health insurance products offering consumer affordable health plans to individuals and families.
- Short Term/Temporary Insurance
- Short Term Temporary Medical insurance provides comprehensive temporary health insurance for up to 12 months.
- Guaranteed Issue Health Insurance
- Short Term Medical insurance provides comprehensive temporary health insurance for up to 12 months.
- Specific Condition Insurance
- Short Term Medical insurance provides comprehensive temporary health insurance for up to 12 months.
- Student Insurance
- Innovative group health insurance products offering businesses and there employees affordable health plans for themselves and there families.
- Group Health Insurance
- Innovative group health insurance products offering businesses and there employees affordable health plans for themselves and there families.
- Travel Health Insurance
- Travel insurance provides solutions in the areas of international health insurance, emergency evacuation, travel protection packages (including trip cancellation), accidental death (war and terrorism), international life, international disability and group travel insurance.
- ANNUITIES
- Fixed Annuities
- Is a long-term contract between you and the insurance company. It provides guaranteed performance (a fixed interest rate) with growth you can rely on.
- Indexed Annuities
- An indexed annuity is an annuity that earns interest that is linked to a stock or other equity index such as the S&P 500.
- Multi Year Guarantee Annuities MYGA
- Is an annuity where the current interest rate is guaranteed for a period longer than one year.
- Bonus Annuities
- Bonus annuities give you a premium bonus at the time of purchase and can be between 5 and 15 percent.
- Single Premium Deferred Annuities
- A single premium annuity is purchased with a single payment and a flexible annuity is pay into over a period of time. All money grows on a tax-deferred basis until you withdraw your money or begin receiving a stream of income payments.
- Single Premium Immediate Annuities
- An immediate annuity generates income payments one period after you purchase the annuity this allow you to set up an immediate and steady income stream with a one-time, lump-sum contribution.
- DISABILITY INSURANCE (DI)
- Disability Insurance Individual
- Disability insurance helps to cover these financial responsibilities should you have an illness or injury that makes you unable to work.
- Disability Insurance Group
- Pays benefits to your employees when their income is temporarily interrupted by an accident or sickness.
- LONG TERM CARE INSURANCE (LTC)
- Individual Long Term Care Insurance (LTC)
- Due to age, mental or physical illness or injury, people sometimes find themselves in need of help with eating, bathing, dressing or other physical activities. Long term care insurance will be able to help you pay for care in the future, if you are faced with the need of such assistance.
- DENTAL & VISION INSURANCE
- SafeGuard Dental & Vision Insurance
- Affordable dental & vision plans w/ real benefits and no surprises!
- Tegric Dental & Vision Insurance
- Quality dental plans and vision plans that offer savings along with a discount prescription plan.
- Tegric Vision Insurance
- Inexpensive vision plans that offer savings on frames, lenses and contacts plus a discount prescription plan.
- Discount Dental & Vision Insurance
- We proudly offer our clients access to over 30 discount dental plans.
- EMPLOYEE BENEFIT PLANS
- Employee Benefits
- Employee benefits refer to such programs as health insurance, life insurance, disability insurance, dental & vision and retirement plans.
- SENIOR SETTLEMENT
- Seniors Sell Your Life Policy
- Senior settlement is a process whereby senior citizens can sell an unwanted, unneeded or unaffordable life insurance policies.
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